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Past performance is not indicative of future returns. .

For many decades, we have been working with investment advisors to make the best use of their money. The accuracy and consistency of the information have been in question, but we never cared for it much until the time we started having decisions. And now that applications is taking over the planet, we do have options that are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor that manages more than $2 billion in 93,000 accounts. For the management of the advantage, the company uses index funds and an automatic allocation program on the grounds of an investors risk tolerance and time period. It assists people to have better control on their wealth and to grow it with the assistance of advanced technology.

Wealthfront: Wealthfront is the worlds largest automated investment agency with over $2.5 billion in client assets. It manages a diversified, continually rebalanced portfolio of index funds on the consumers behalf at a very low price and in an extremely tax-efficient manner. It does not charge fees on the first $10,000 and charges only 0.25% annually on assets in excess of $10,000.

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Now, they are raising the bar by lowering the minimum amount necessary to open an Wealthfront account to only $500. .

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Motif Investing: Motif Investing, a Silicon Valley-based company, is an online brokerage that permits investors to invest in stock and bond portfolios constructed around everyday ideas and broad economic trends, and produce customized motifs. The company has developed a unique financial product known as themes which works like low-cost exchange-traded funds.

Until now, the company has raised $126.5 Million in six Rounds of funding. Investors include Foundation Capital, Goldman Sachs, Ignition Partners and Norwest Venture Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management solutions to the middle class. Unlike other services which target typically tech-savvy and wealthier users, the typical FutureAdvisor client has roughly $100,000 to invest and has multiple accounts with different institutions. In certain ways, FutureAdvisors support is similar to other offerings on the market; it uses algorithms to optimize the portfolio to get a potential client.

If a client want FutureAdvisor to actually execute an investment strategy, the company can accomplish that. .

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Personal Capital: The companys service combines free resources that gather and analyze all the investor's financial data using a financial advisor to help manage and grow his investments. The company has managed over $800 million invested by clients. The companys providers are utilized by over 600,000 Americans to track $100 billionin accounts on the free software. .

Hedgeable: Founded in 2009, the company automates sophisticated investing in active professionals in less than five minutes with no minimum investment needed. It brings the wealth management services of the ultra-high worth to the masses. It has developed many proprietary systems to provide services that were previously only available to this ultra-high net value, like risk management, hedging, bitcoin investing, impact investing and personal equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company supplies an online investment service thats intelligent, straightforward and fair. Until now, the company has obtained $37.3 million in two rounds of funding.

Wealth Horizon: A cheap online service, Wealth Horizon offers investors investment advice starting from no more than 12.50. The company is targeting Investors that fall into the so called advice gap(those that dont want to cover the high my company cost for a financial advisers experience ).

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Swanest: Based from London, Swanest is an online automated wealth manager using smart technology to build and manage custom-fit investment plans.   The company assists their clients to reach click their potential financial goals.

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MoneyFarm: MoneyFarm, the only online financial adviser in Italy, provides check this site out first-class investment advisory to both little savers through a scalable, UX-driven, enjoyable and easy-to-use system. The companys clients are able to build build their portfolio using MoneyFarms asset allocation recommendations, manage it during time and execute all of the transactions in a really simple and efficient way. .

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